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:	post by Yeti at 2008-05-07 10:36:48

ArrowHeadNLI said	[orig][quote]
My grandparents had no debt for two reasons: stronger value of the dollar, and they LIVED WITHIN THEIR FUCKING MEANS.

bingo. people now feel the need to own the biggest house, the best car, the latest gadgets, gizmos and accessories for their spoiled children, and are in constant competition with their neighbors and friends for bragging rights about their awesome stuff. you see these gated communities springing up all over the place with luxurious houses, but the houses don't even look lived in. the parents are out trying desperately to pay for them. its like they no longer grasp the concept of a 30 year mortgage. they can barely pay for it now, and don't seem to think that they have to maintain that income for the next 30+ years, even with a fluctuating market. i understand the necessity for credit, its a great thing, but it has to be done within ones means. oh little Johnny wants a new XBOX 360, or you want a 2008 Cadillac? learn how to dream and work towards getting something instead of instant gratification.

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