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:	post by horror_tang at 2006-08-02 12:12:40

Here' some more information for you.

Auto insurers do not have to pay medical bills in excess of $2,000 if the injured person does not stay within his health insurance plan when he is able to. If a person injured in an auto accident decides to see a doctor, therapist, chiropractor, etc. who is outside of his health plan, and the plan offers such medical services, then his auto insurer may not have to cover the charges (in excess of $2000).

Automobile insurance laws in Massachusetts require the owner of a vehicle to have a certain amount of liability insurance on the vehicle.M.G.L. Ch. 90, § 34O. Liability insurance provides compensation to another person in the event that you cause an accident and are found to be liable to that person for damages. The minimum amount of coverage required by law is $20,000.00 M.G.L. Ch 90, § 34A, but you can purchase higher amounts of liability insurance in order to protect your personal assets against the risk of higher damages being awarded against you in the event you cause another serious injuries.

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